Verified Members can now buy up to $25,000 a day → Learn more.

Go Bigger with Every Crypto Transaction

Higher limits, more rewards — unlock lifetime savings tiers with every purchase

Limit Increased: $9,900 → $15,000 for Verified Members*

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Earn it once. Benefit forever.

Save up to 2.5% on crypto buys and 4% on sales

Every dollar of cryptocurrency you buy or sell earns Instapoints. With higher limits, accumulate points and unlock tiered discounts at light speed. Discounts are automatically applied to every transaction, no redemption needed.

There's no annual usage thresholds to maintain your benefits either, Instacoin members get a "lifetime" status.

Need to transact more than $9,900?

We've also added the new Member Plus tier that increases your daily transaction limit to $TIER2LIMIT: Apply now.

Verified Member

$9,900
Daily transaction limit $9,900
Buy crypto at ATM $9,900/day
Sell crypto at ATM $980/day
Sell online (Interac e-Transfer) $3,000/day

Member Plus

$9900
Daily transaction limit $980
Buy crypto at ATM $980/day
Sell crypto at ATM $980/day
Sell online (Interac e-Transfer) $3000/day

Not a verified member yet? Get Verified Now

Instapoints conversion rates

Earn 1 Instapoint by buying $2 of crypto

Earn 1 Instapoint by selling $2 of crypto

Instapoints tier requirements

Tier Instapoints required Discount on Buy Discount on Sell
Newb 0 0% 0%
Peer 2,000 0.25% 0.5%
Shiba 10,000 0.5% 1%
Satoshi 25,000 1% 2%
Decryptor 50,000 1.25% 2.25%
HODL-er 100,000 1.5% 2.5%
Nakamoto 500,000 2.5% 4%

Frequently Asked Questions

No action is needed. If you're already a verified member, the new limits will apply automatically. If you're not a verified member yet, visit our Sign up page.

The $9,900 limit was a legacy threshold tied to regulatory reporting requirements. As our compliance program has matured, we're able to extend higher limits to verified members with confidence.

For transactions above $9,900, you can apply to our Member Plus tier that increases your daily transaction limit to $TIER2LIMIT.

* The $9,900 daily transaction limit only applicable to verified (KYC) member accounts. You must complete an identity verification through our registration portal to become a verified member (limited to Canadian identity documents only).

Ready to use your new limit and buy crypto?