Daily Transaction Limit Increased: $9,900 → $25,000 Learn more.

Go Bigger with Every Crypto Transaction

Higher limits, more rewards — unlock lifetime savings tiers with every purchase

Limit Increased: $9,900 → $25,000 for Verified Members*

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Earn it once. Benefit forever.

Every dollar of cryptocurrency you buy or sell earns Instapoints. With higher limits, accumulate points and unlock tiered discounts at light speed. Discounts are automatically applied to every transaction, no redemption needed.

There's no annual usage thresholds to maintain your benefits either, Instacoin members get a "lifetime" status.

Not a verified member yet? Get Verified Now

— Transaction Limits

How limits work

Your limits depend on your verification status and the type of transaction. Becoming a verified member takes about 2 minutes and unlocks significantly higher transaction capacity.

Verified Member

KYC-verified with Canadian ID

$25K
Daily transaction limit $25,000
Buy crypto at ATM $25,000/day
Sell crypto at ATM $980/day
Sell online (Interac e-Transfer) $3,000/day
Instapoints rewards Included
Order history access Online portal

No Verification

Walk-in, no account required

$980
Daily transaction limit $980
Buy crypto at ATM $980/day
Sell crypto at ATM $980/day
Sell online (Interac e-Transfer) $980/day
Instapoints rewards Not available
Order history access Not available

Instapoints conversion rates

Earn 1 Instapoint by buying $2 of crypto

Earn 1 Instapoint by selling $2 of crypto

Instapoints tier requirements

Tier Instapoints required Discount on Buy Discount on Sell
Newb 0 0% 0%
Peer 2,000 0.25% 0.5%
Shiba 10,000 0.5% 1%
Satoshi 25,000 1% 2%
Decryptor 50,000 1.25% 2.25%
HODL-er 100,000 1.5% 2.5%
Nakamoto 500,000 2.5% 4%

Frequently Asked Questions

No action is needed. If you're already a verified member, the new limits will apply automatically. If you're not a verified member yet, visit our Sign up page.

The $9,900 limit was a legacy threshold tied to regulatory reporting requirements. As our compliance program has matured, we're able to extend higher limits to verified members with confidence.

For transactions above $25,000, please contact our support team directly to discuss your options.

* The $25,000 daily transaction limit only applicable to verified (KYC) member accounts. You must complete an identity verification through our registration portal to become a verified member (limited to Canadian identity documents only).

Ready to use your new limit and buy crypto?